Your primary account and financial data is encrypted and hosted in Sydney. We share only the data needed with the providers named in our Privacy Policy, never for advertising or sale. Bank connections are read only, so Fireball cannot move your money.

Can I use Fireball if I'm already retired?

Yes. Fireball supports life after retirement too. Track your spending and net worth, review your portfolio buffer and withdrawal rate, and see how much monthly spending your investments could support. You can also test how long your money could last under different market outcomes.

What connections are available right now?

NZ banks and lenders via Akahu, including ANZ, ASB, BNZ, Westpac, Kiwibank, TSB, Co-op Bank, SBS Bank, Heartland, Rabobank, Gem Finance and Amex, plus KiwiSaver providers and investment platforms. See the integrations page for the full list.

Will Australian bank connections be supported?

Not yet. Australian bank connections are planned for a future release, but are not available in production today. Join the Australian waitlist for launch news and early access opportunities.

How much transaction history does Fireball keep?

On first connection, Fireball fetches the most recent 3 months of transactions immediately and backfills up to the previous 12 months in the background. Secure updates continue until you disconnect or your subscription ends. Saved transaction history and last-known balances are preserved after disconnect or subscription expiry unless you choose to delete them.

Can I use Fireball on the web?

Yes. The Fireball web app is live, with bank connections, transaction tracking, budgeting, net worth and FIRE planning in your browser.

Can I cancel or get a refund?

Yes. Cancel anytime with no lock in contract. Your first paid monthly or yearly subscription charge made directly through Fireball's website also has The Fireball Pays for Itself Guarantee. Request a refund within 30 days of your first web payment. No proof required. Renewals and purchases through Apple or Google are excluded.

What if money is tight right now?

The Free plan remains available with no subscription. If you need Paid features and money is tight, talk to us and we will quietly work something out.

See where your money is going, and where it could take you.

Connect supported NZ banks to bring your spending, budgets, KiwiSaver, property, debt and net worth together, then see how today's choices shape your path to financial independence.

Explore Demo Get Fireball free

Over$72 millionin assets tracked

“This is the only “budgeting” app in NZ that manages mortgage payments in detail…”

iOS App Store review

“This app is easy to use and sync nicely… it also gives great insights to your finances in a glance.”

iOS App Store review

“A great app for tracking transactions and tracking retirement goals/plans. Developers are super responsive for feature requests as well.”

Google Play review

Built in Aotearoa for Kiwis In Australia? Join the waitlist

Fireball web dashboard showing accounts, net worth and account details

Fireball mobile app showing recurring income and charges

Fireball mobile app showing a personalised FIRE timeline

Your time matters. Keeping track of your money should not become another job.

Fireball brings your finances into one New Zealand personal finance app and automates the routine wherever it can, with bank feeds, smart categorisation, transaction rules and recurring payment detection.

Spend less time on upkeep, see where your money stands and plan the life you want, with What is FIRE?Financial Independence, Retire Early. A path shaped around the life you want.Learn more about FIRE in mind.

Your money, connected.

From today's spending to tomorrow's freedom, see the whole picture clearly.

Know what you're worth without opening five apps.

Bring everyday accounts, investments, property and debt into one clear net worth view. Open any account to see its history and where its balance may be heading.

Explore tracking

Know the year you could stop working.

Track your projected FIRE date, see whether you are ahead of your target, and understand what moves the timeline closer.

Learn about FIRE

Every transaction, organised.

Categorise transactions, add notes, attach receipts, apply tags and mark recurring activity in one place. You get cleaner records and a clearer view of where your money goes.

Explore transaction tracking

Budget your way.

Choose the style that fits you: category budgets, flexible limits, or one simple spending limit. Plan weekly, fortnightly, monthly, or around payday, with upcoming commitments reflected in one clear Safe to Spend number.

Explore budgeting

Watch your mortgage shrink.

Putting extra on the home loan, or saving for something big? Choose where the money comes from and watch every contribution bring your debt free date closer.

Explore planning

A week with Fireball.

Less checking, fewer surprises, and a FIRE date that keeps getting closer.

Monday. Your watchlist, watched for you.
Set a price target on a share or fund you follow, and Fireball tells you when it gets there, right beside your FIRE plan.
Wednesday. Payday, already planned.
Your budget starts on payday, with upcoming bills and goal contributions set aside before you spend a dollar.
Friday. Dinner out, guilt free.
Safe to Spend already counts your bills, transfers and goals. When it says yes, you can enjoy the night.
Sunday. No surprises on mortgage day.
Fireball looks ahead at your bills and warns you days before an account runs low, so you can top it up in time.

Illustrative figures. Alerts and price alerts are part of the Paid plan.

Not interested in FIRE?Just want to budget?

Perfect. Fireball is built around financial clarity. Understand your spending, plan bills, manage budgets and see what is safe to spend. FIRE planning is there only when you want it.

Explore budgeting features

Categorising transactions shouldn't become another job.

In many finance apps, you can end up sorting the same merchants again and again. Fireball layers what it knows about your money so more transactions arrive ready for you.

Merchant rules you set apply automatically.

We tried many of the budgeting apps available in New Zealand. Some were powerful. Others were simple. None felt complete. So we built our own.

Look no more. This is the app.

Start free. Upgrade for more.

Use Fireball for free, with no subscription required. Upgrade when you want bank sync, AI and every paid feature.

Free

Build your financial picture at your own pace.

$0forever

No subscription required

Manual accounts and transactions
Budgets and spending insights
Savings goals and debt planning
Net worth and investment tracking
Basic FIRE progress and FIRE date
File imports, exports and device sync

Get Fireball free

Available on the web, iPhone and Android.

Paid

Everything in Free, plus

$5.78/mo

30% off for 12 months, web only

$69.30 first year, then $99/year.

Automatic bank connections and imports
Collaborator mode
Advanced insights and FIRE simulations
AI financial chat, categorisation and imports
Financial reminders and alerts
Market data, home loan rates and property lookups
Transaction attachments up to 10 GB

Upgrade to Paid

No card required for eligible 14 day free trials. 30 day guarantee.

Fireball Family

Full Fireball for you and four more people. Everyone keeps their own private finances and bank connections.

$104.30 for your first year or $11.89 a month

Then $149 a year or $16.99 a month. 14 days free for eligible new customers. Already on Fireball? Upgrade to Family from your account.

Get Fireball Family

Common questions

Fireball fetches the most recent 3 months immediately, then backfills up to the previous 12 months.

Secure updates continue through Akahu's webhooks, typically within minutes of a new transaction appearing in your bank, until you disconnect or your subscription ends. This is ongoing access, not a one-off snapshot.

Disconnecting stops new data from syncing, but saved transaction history and last-known balances are preserved unless you choose to delete them. Read more about how Fireball uses bank data and our data-retention rules.

The Free plan includes Manual accounts and transactions, Budgets and spending charts, Savings goals and debt planning, Net worth and investment tracking, Basic FIRE progress and FIRE date, File imports, exports and device sync, Email support and AI product support. The Paid plan adds Automatic bank connections and imports, Collaborator mode with up to four trusted people, Advanced insights and FIRE simulations, AI financial chat, categorisation and imports, Financial reminders and alerts, Market data, home loan rates and property lookups, Transaction attachments up to 10 GB, Priority support.

View all FAQs →

Built by the founder,shaped with the community

Hi, I'm Percy, Fireball's founder and engineer. I have worked on banking and wallet apps used by Kiwis every day. When you share an idea, it reaches the person who can actually build it, so useful suggestions can become software updates within days. Think of it as a direct line to the developer.

Join the Discord

Fuel the Front Line

We will donate 1% of our net profit to support firefighters and their families.

Calculated at the end of each financial year.

Take Fireball with you. Everywhere.

Fireball is available now on the web, iPhone and Android. Explore Demo with fictional data. No account or sign in is required.

Explore Demo Try the Paid plan free for 14 days

Secure Stripe checkout · Cancel anytime · The Fireball Pays for Itself Guarantee Refunds within 30 days of your first web payment. No proof required.

Or get the Free plan

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Know Your Money

Spend Smarter

Plan Your Freedom

See where your money is going, and where it could take you.

Your money, connected.