Free financial calculators for New Zealand
Explore savings, compound growth, investment tax costs, emergency funds, and financial independence with clear assumptions and instant results.
Savings goal calculator
Calculate how much you need to save each month to reach a savings goal in New Zealand, including your current balance and an illustrative return.
Open calculatorSavings rate calculator
Calculate the percentage of your income you save and see what a higher savings rate could contribute over ten years.
Open calculatorCompound interest calculator
Estimate how a starting balance and regular monthly contributions could grow through compound returns over time.
Open calculatorEmergency fund calculator
Estimate an emergency fund target from your essential monthly expenses and preferred number of months of cover.
Open calculatorFIRE calculator
Estimate your financial independence number and how many years it could take to reach it from your investments and annual contributions.
Open calculatorKiwiSaver gap calculator
See whether KiwiSaver and NZ Super could cover the retirement you want in New Zealand, and how much you may need to save outside KiwiSaver to close the gap.
Open calculatorPIE fund vs FIF calculator
Compare the estimated annual tax and fund fees of a New Zealand PIE fund with a direct foreign investment under the FIF rules.
Open calculatorCoast FIRE calculator
Find out whether your investments could grow to your FIRE number by your chosen retirement age without adding another dollar.
Open calculatorDebt payoff calculator
Compare paying off your smallest debt first with paying off your highest interest debt first, and see when you could be debt free.
Open calculatorNet worth calculator
Add up what you own and what you owe, including KiwiSaver and your home, to see your net worth in New Zealand dollars.
Open calculatorThese calculators provide general illustrations only. They do not account for every tax, fee, product rule, or personal circumstance and are not financial advice.