Free financial calculators for New Zealand
Explore savings, compound growth, emergency funds, and financial independence with clear assumptions and instant results.
Savings goal calculator
Calculate how much you need to save each month to reach a savings goal in New Zealand, including your current balance and an illustrative return.
Open calculatorSavings rate calculator
Calculate the percentage of your income you save and see what a higher savings rate could contribute over ten years.
Open calculatorCompound interest calculator
Estimate how a starting balance and regular monthly contributions could grow through compound returns over time.
Open calculatorEmergency fund calculator
Estimate an emergency fund target from your essential monthly expenses and preferred number of months of cover.
Open calculatorFIRE calculator
Estimate your financial independence number and how many years it could take to reach it from your investments and annual contributions.
Open calculatorKiwiSaver gap calculator
Compare your projected KiwiSaver income with the retirement lifestyle you want.
Open calculatorThese calculators provide general illustrations only. They do not account for every tax, fee, product rule, or personal circumstance and are not financial advice.