Who makes MyBudgetPal?

MyBudgetPal is a free budgeting tool from Booster, the Wellington financial services company. It works for Booster members and non members.

Does MyBudgetPal track KiwiSaver or FIRE?

MyBudgetPal lets you add assets and debts for a total wealth view, but KiwiSaver tracking and retirement planning are not stated. Fireball tracks KiwiSaver and shows a FIRE number and date.

How do the bank connections differ?

MyBudgetPal uses Yodlee, refreshes daily and imports 90 days. Fireball uses Akahu, New Zealand open banking, and imports up to 12 months when you connect a bank.

Take your budget further than the month.

Q: Does MyBudgetPal have a mobile app?

Booster says MyBudgetPal is optimised for desktop, and after you sign up on a computer it appears as an icon in the Booster app. Fireball has native iPhone and Android apps as well as the web.

MyBudgetPal is a free web budgeting tool from Booster. Fireball adds native apps, Akahu bank sync, KiwiSaver, net worth and a live FIRE plan.

See Fireball plans

Choose Free with no subscription, or try the Paid plan free for 14 days if eligible. Checkout confirms whether payment is required.

Fireball mobile dashboard showing FIRE progress and Safe to Spend

Not every money app is built for the same goal.

See where MyBudgetPal focuses, and what Fireball adds for your complete financial plan.

A comparison of MyBudgetPal and Fireball
Apps and devices
MyBudgetPal Desktop web first Booster says MyBudgetPal is optimised for desktop. After you sign up on a computer, it appears as an icon in the Booster app.
Fireball Native iPhone and Android apps, plus web Use Fireball on your phone or computer, with widgets and notifications on mobile.
Bank connections
MyBudgetPal Yodlee feeds MyBudgetPal connects through Yodlee, refreshes daily and imports the last 90 days. Booster names BNZ, ANZ, Westpac and Kiwibank as the most reliable.
Fireball Akahu open banking Connect supported NZ banks, KiwiSaver providers and investment platforms through Akahu, with up to 12 months of bank history on first connect.
Budgeting
MyBudgetPal Suggested category budgets MyBudgetPal suggests category limits from your history, with pie charts, period comparisons, bill reminders and savings goals.
Fireball Single, Category and Flex, with Safe to Spend Budget weekly, fortnightly or monthly from your payday, and use zero based planning with Category budgets.
KiwiSaver and net worth
MyBudgetPal Total wealth from added items MyBudgetPal lets you add assets, investments and debts to see total wealth. KiwiSaver tracking is not stated.
Fireball Every account in one net worth Connected banks, KiwiSaver and investments update automatically, and the property and debts you add join one net worth chart.
Financial independence planning
MyBudgetPal No retirement planning stated MyBudgetPal’s published features focus on budgeting. Retirement or FIRE planning is not stated.
Fireball A dedicated NZ FIRE engine Track standard, Lean, Fat, Coast and Barista FIRE with KiwiSaver access and NZ Super assumptions. On Paid, stress test standard FIRE against 5,000 possible market outcomes, shown as planning estimates.
Debt
MyBudgetPal Debts in total wealth MyBudgetPal lets you add debts to its total wealth view. A payoff planner is not stated.
Fireball Compare three paths to debt free Compare your current plan with paying the highest rate or smallest balance first, and see an estimated payoff date.
Shared finances
MyBudgetPal Joint accounts can sync MyBudgetPal can sync a joint bank account. Separate logins for a partner are not stated.
Fireball Viewer or Editor access Invite a partner through their own verified login to view or update shared finances.
Price and access
MyBudgetPal Free Booster offers MyBudgetPal free, whether or not you are a Booster member.
Fireball $0 Free plan, or Paid monthly or yearly Free covers manual tracking, budgeting and basic FIRE planning. Paid adds unlimited bank sync, Markets and shared access for $10.99 NZD monthly or $99 NZD yearly.

MyBudgetPal	Fireball
Apps and devices
Desktop web first Booster says MyBudgetPal is optimised for desktop. After you sign up on a computer, it appears as an icon in the Booster app.	Native iPhone and Android apps, plus web Use Fireball on your phone or computer, with widgets and notifications on mobile.
Bank connections
Yodlee feeds MyBudgetPal connects through Yodlee, refreshes daily and imports the last 90 days. Booster names BNZ, ANZ, Westpac and Kiwibank as the most reliable.	Akahu open banking Connect supported NZ banks, KiwiSaver providers and investment platforms through Akahu, with up to 12 months of bank history on first connect.
Budgeting
Suggested category budgets MyBudgetPal suggests category limits from your history, with pie charts, period comparisons, bill reminders and savings goals.	Single, Category and Flex, with Safe to Spend Budget weekly, fortnightly or monthly from your payday, and use zero based planning with Category budgets.
KiwiSaver and net worth
Total wealth from added items MyBudgetPal lets you add assets, investments and debts to see total wealth. KiwiSaver tracking is not stated.	Every account in one net worth Connected banks, KiwiSaver and investments update automatically, and the property and debts you add join one net worth chart.
Financial independence planning
No retirement planning stated MyBudgetPal’s published features focus on budgeting. Retirement or FIRE planning is not stated.	A dedicated NZ FIRE engine Track standard, Lean, Fat, Coast and Barista FIRE with KiwiSaver access and NZ Super assumptions. On Paid, stress test standard FIRE against 5,000 possible market outcomes, shown as planning estimates.
Debt
Debts in total wealth MyBudgetPal lets you add debts to its total wealth view. A payoff planner is not stated.	Compare three paths to debt free Compare your current plan with paying the highest rate or smallest balance first, and see an estimated payoff date.
Shared finances
Joint accounts can sync MyBudgetPal can sync a joint bank account. Separate logins for a partner are not stated.	Viewer or Editor access Invite a partner through their own verified login to view or update shared finances.
Price and access
Free Booster offers MyBudgetPal free, whether or not you are a Booster member.	$0 Free plan, or Paid monthly or yearly Free covers manual tracking, budgeting and basic FIRE planning. Paid adds unlimited bank sync, Markets and shared access for $10.99 NZD monthly or $99 NZD yearly.

MyBudgetPal

Fireball

Apps and devices

Desktop web first

Booster says MyBudgetPal is optimised for desktop. After you sign up on a computer, it appears as an icon in the Booster app.

Native iPhone and Android apps, plus web

Use Fireball on your phone or computer, with widgets and notifications on mobile.

Bank connections

Yodlee feeds

MyBudgetPal connects through Yodlee, refreshes daily and imports the last 90 days. Booster names BNZ, ANZ, Westpac and Kiwibank as the most reliable.

Akahu open banking

Connect supported NZ banks, KiwiSaver providers and investment platforms through Akahu, with up to 12 months of bank history on first connect.

Budgeting

Suggested category budgets

MyBudgetPal suggests category limits from your history, with pie charts, period comparisons, bill reminders and savings goals.

Single, Category and Flex, with Safe to Spend

Budget weekly, fortnightly or monthly from your payday, and use zero based planning with Category budgets.

KiwiSaver and net worth

Total wealth from added items

MyBudgetPal lets you add assets, investments and debts to see total wealth. KiwiSaver tracking is not stated.

Every account in one net worth

Connected banks, KiwiSaver and investments update automatically, and the property and debts you add join one net worth chart.

Financial independence planning

No retirement planning stated

MyBudgetPal’s published features focus on budgeting. Retirement or FIRE planning is not stated.

A dedicated NZ FIRE engine

Track standard, Lean, Fat, Coast and Barista FIRE with KiwiSaver access and NZ Super assumptions. On Paid, stress test standard FIRE against 5,000 possible market outcomes, shown as planning estimates.

Debt

Debts in total wealth

MyBudgetPal lets you add debts to its total wealth view. A payoff planner is not stated.

Compare three paths to debt free

Compare your current plan with paying the highest rate or smallest balance first, and see an estimated payoff date.

Shared finances

Joint accounts can sync

MyBudgetPal can sync a joint bank account. Separate logins for a partner are not stated.

Viewer or Editor access

Invite a partner through their own verified login to view or update shared finances.

Price and access

Free

Booster offers MyBudgetPal free, whether or not you are a Booster member.

$0 Free plan, or Paid monthly or yearly

Free covers manual tracking, budgeting and basic FIRE planning. Paid adds unlimited bank sync, Markets and shared access for $10.99 NZD monthly or $99 NZD yearly.

Independent comparison based on public product information reviewed 19 October 2026. Features can change. Fireball is not affiliated with MyBudgetPal.

Sources: MyBudgetPal by Booster · MyBudgetPal FAQs · Introducing MyBudgetPal

What users say and where Fireball goes further

What users appreciate

Reviewers of the Booster NZ app praise its design, savings results and support, and MyBudgetPal is free for anyone.

What users weigh up

Some Booster app reviewers report banks that do not sync and login issues. MyBudgetPal has no separate store listing or rating.

The Fireball difference

Native mobile apps with widgets
Akahu open banking
KiwiSaver in your net worth
A dedicated FIRE number and date
Debt strategies with payoff dates

Feedback is anecdotal and may not represent every customer. Sources: Booster NZ App Store reviews

Common questions

Budget today, plan for freedom.

Choose MyBudgetPal for a free desktop budget alongside Booster. Choose Fireball when your budget, KiwiSaver, debt and investments should work together toward a FIRE number and date.