What budgeting methods does Fireball support?

Single, Category or Flex budgets. Single uses one total limit, Category sets limits by category, and Flex works from your income. Category budgets can also use zero based planning, so every dollar has a job.

Can I budget weekly or fortnightly?

Yes. Budgets can run weekly, fortnightly or monthly and can start on your payday. Single budgets can also be quarterly or annual.

Does Fireball find my subscriptions?

Yes. Fireball finds recurring payments, subscriptions and income in your connected bank and imported transactions, or you can add them yourself. Automatic bank sync is part of the Paid plan.

Is budgeting free in Fireball?

Yes. Budgets, spending charts, recurring tracking, custom categories, rules and split transactions are on the Free plan. Paid adds automatic bank sync and AI categorisation.

Stay on top of your budget and recurring commitments.

Q: What is Safe to Spend?

Safe to Spend shows what you can spend after upcoming bills. In Single, Flex or zero based budgets it also sets aside money for your goals and the debt payments you choose.

Set monthly limits, track subscriptions, and understand your spending patterns—without living in a spreadsheet.

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Budgets that flex with real life

See what is safe to spend, keep every category on pace and adjust your plan when life changes.

Fireball category budgets showing grocery and meal-kit spending paced against the budget alongside a safe-to-spend summary

See recurring costs before they land

Subscriptions, repeating bills and the days they land stay visible, so your cash flow never catches you by surprise.

Fireball recurring costs and monthly cash-flow calendar showing subscriptions, utility bills and upcoming spending

See where your account is heading

Forecast eligible balances and available credit 7–30 days ahead from known income, bills and transfers, then include typical spending and estimated card repayments based on recent activity.

Fireball account forecast showing a projected balance, likely low, typical spending and estimated credit-card repayments over 30 days

See the pattern, not the spreadsheet

Follow every dollar from income to surplus and see which categories are shaping your spending.

Fireball income-minus-spending report and category breakdown showing savings rate, cash-flow waterfall and spending totals

Make your budget work your way

Choose a single, flexible or category budget and add planning rules that match how you actually manage money.

Fireball single and flexible budget modes with zero-based planning options

Common questions

Terms explained

Zero based budgeting
Zero based budgeting gives every dollar of income a job, so income minus planned spending, saving and investing equals zero.
50/30/20 budget
The 50/30/20 budget splits take home pay into 50% for needs, 30% for wants and 20% for saving and paying off debt.
Sinking fund
A sinking fund is money you put aside regularly for a known future cost, such as insurance, rates or a holiday.
Emergency fund
An emergency fund is cash set aside for unexpected costs or lost income, often three to six months of essential spending.
Debt snowball
The debt snowball pays off your smallest debt first while making minimum payments on the rest, then rolls that payment into the next smallest.
Debt avalanche
The debt avalanche pays off the debt with the highest interest rate first while making minimum payments on the rest.

See the full glossary

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