Sorted
FireballWhat users appreciate
Sorted is widely trusted as independent and free, and Sorted in Schools is used by nearly 90 percent of secondary schools and kura.
From a plan on paper to a plan that updates.
Sorted’s free guides and calculators are a great place to learn. Fireball keeps your real numbers up to date, from your bank feed to your FIRE date.
Choose Free with no subscription, or try the Paid plan free for 14 days if eligible. Checkout confirms whether payment is required.
Not every money app is built for the same goal.
See where Sorted focuses, and what Fireball adds for your complete financial plan.
| Who it is for |
|---|
Free, independent guidance Sorted is run by Te Ara Ahunga Ora Retirement Commission. Its guides and calculators are free, and it does not sell financial products. |
A money app for your own accounts Fireball tracks your real spending, balances and progress every day, then turns them into a plan. |
| Bank connections |
Manual entry on the website Sorted’s budget planner is filled in by hand. Its separate Buffer builder app connects to five banks through Akahu to build an emergency fund. |
Automatic NZ bank sync Connect supported NZ banks, KiwiSaver providers and investment platforms through Akahu, read only, on the Paid plan. |
| Budgeting |
A budget planner Sorted’s planner lays out income and spending by category from weekly to yearly, flags a surplus and exports to PDF or CSV. |
Live budgets with Safe to Spend Single, Category or Flex budgets track real transactions weekly, fortnightly or monthly, and Category budgets can use zero based planning. |
| Net worth |
Guides, not a tracker Sorted covers net worth in its guides but does not offer a net worth tracking tool. |
Net worth tracked over time Connected banks, KiwiSaver and investments update automatically, and the property and debts you add join one net worth chart. |
| Retirement and FIRE |
Retirement calculators from 65 Sorted’s KiwiSaver and retirement calculators assume you retire at 65 or later, when NZ Super and KiwiSaver become available, and its retirement navigator compares ways to spend savings. It has no early retirement tool. |
Plan to stop work before 65 Track standard, Lean, Fat, Coast and Barista FIRE, with investments outside KiwiSaver bridging the years before 65. On Paid, stress test standard FIRE against 5,000 possible market outcomes. |
| Debt |
A debt calculator Sorted’s debt calculator puts extra money on the most expensive debt first. Mortgages use a separate calculator. |
Compare three paths to debt free Compare your current plan with paying the highest rate or smallest balance first, and see an estimated payoff date. |
| Shared finances |
No shared tools Sorted offers a relationships and money guide, but its tools have no shared or couples access. |
Viewer or Editor access Invite a partner through their own verified login to view or update shared finances. |
| Price and access |
Free Sorted’s tools, guides and Buffer builder app are free. |
$0 Free plan, or Paid monthly or yearly Free covers manual tracking, budgeting and basic FIRE planning. Paid adds unlimited bank sync, Markets and shared access for $10.99 NZD monthly or $99 NZD yearly. |
Independent comparison based on public product information reviewed 19 October 2026. Features can change. Fireball is not affiliated with Sorted.
Sources: Sorted tools · Sorted budget planner · How Sorted calculators work · Sorted Buffer builder
What users say and where Fireball goes further
What users weigh up
Its tools need manual entry and are separate calculators, so keeping a budget or net worth current takes ongoing work. The Buffer builder app has a small number of App Store ratings.
The Fireball difference
- Automatic NZ bank sync
- Net worth tracked over time
- Early retirement planning before 65
- Shared finances with Viewer or Editor access
- Debt strategies with payoff dates
Feedback is anecdotal and may not represent every customer. Sources: Sorted in schools and reach · Buffer builder on the App Store
Common questions
Keep learning with Sorted. Keep score with Fireball.
Use Sorted for trusted, independent guidance. Use Fireball when you want your budget, net worth, KiwiSaver and FIRE plan to update from your real accounts.
See Fireball plans
Choose Free with no subscription, or try the Paid plan free for 14 days if eligible. Checkout confirms whether payment is required.