Does SortMe have a free plan?

SortMe lists two paid plans, Boost and Pro, with a $1 trial for 7 days. Fireball has a Free plan for manual tracking, budgeting and a basic FIRE number and date.

Does SortMe track KiwiSaver and investments?

Yes. SortMe brings KiwiSaver and investment accounts into its Growth tab. Fireball also tracks them in one net worth, then uses them in your FIRE plan.

Does SortMe calculate a FIRE number?

A FIRE number or date is not stated on SortMe. Fireball shows both, and keeps KiwiSaver locked until 65 so you can see what your other savings need to cover.

Which is better for a trust or company?

SortMe Pro is built for this, with separate books and an accountant pack. Fireball focuses on personal and household money, so SortMe is the better fit if you need entity books.

A SortMe alternative built for NZ.

Q: Is SortMe a New Zealand app?

Yes. SortMe Limited is based in Auckland and connects to NZ banks, KiwiSaver providers and investment platforms through Akahu. Fireball is also built in New Zealand and uses Akahu.

See your whole picture, then plan your way out.

SortMe and Fireball both bring NZ banks, KiwiSaver and investments into one app through Akahu. Fireball adds a Free plan and a dedicated FIRE plan built around KiwiSaver and NZ Super.

See Fireball plans

Choose Free with no subscription, or try the Paid plan free for 14 days if eligible. Checkout confirms whether payment is required.

Fireball mobile dashboard showing FIRE progress and Safe to Spend

Why choose Fireball over SortMe

A FIRE plan built for NZ

See a FIRE number and date, with KiwiSaver locked until 65 and NZ Super included. SortMe does not state either.

A lower monthly price, and a Free plan

Fireball Paid is $10.99 a month, against $29 for SortMe Boost. Yearly is $99 on both. Fireball Free has no subscription.

Clear paths out of debt

Compare three repayment strategies and see an estimated payoff date. A payoff planner is not stated for SortMe.

Not every money app is built for the same goal.

See where SortMe focuses, and what Fireball adds for your complete financial plan.

A comparison of SortMe and Fireball
Financial independence planning
SortMe Goals and forecasts SortMe offers goals tied to real accounts and a Cashflow Forecast with a Health Score. A FIRE number or date is not stated.
Fireball A dedicated NZ FIRE engine Track standard, Lean, Fat, Coast and Barista FIRE with KiwiSaver access and NZ Super assumptions. On Paid, stress test standard FIRE against 5,000 possible market outcomes, shown as planning estimates.
Price and access
SortMe Boost or Pro Boost is $29 a month or $99 a year. Pro is $49 a month or $299 a year. Both start with a $1 trial for 7 days, and no free plan is listed.
Fireball $0 Free plan, or Paid from $10.99 a month Free covers manual tracking, budgeting and basic FIRE planning. Paid adds unlimited bank sync, Markets and shared access for $10.99 NZD monthly or $99 NZD yearly. Your first web payment has a 30 day money back guarantee.
Debt
SortMe Mortgage tracking SortMe tracks mortgage balances and alerts you before a fixed rate expires. A debt payoff planner is not stated.
Fireball Compare three paths to debt free Compare your current plan with paying the highest rate or smallest balance first, and see an estimated payoff date.
Safe to Spend
SortMe A budget surplus SortMe shows your surplus for the cycle and what is left in each budget. A Safe to Spend figure is not stated.
Fireball Know what is safe to spend today Safe to Spend accounts for planned commitments, goal reserves and debt payments you set aside in Budget.
Interactive Brokers
SortMe Sharesies, Kernel and Hatch SortMe names these investment connections. An Interactive Brokers connection is not stated.
Fireball A read only IBKR link on Paid Holdings, cash, margin loans, deposits and dividends sit next to your banks, KiwiSaver and property.
KiwiSaver and net worth
SortMe A Growth tab SortMe combines net worth, mortgage, KiwiSaver and investments, including Sharesies, Kernel and Hatch. KiwiSaver sync covers balances only.
Fireball Every account in one net worth Connected banks, KiwiSaver and investments update automatically, and the property and debts you add join one net worth chart.
Budgeting
SortMe Pay cycle budgets with category groups SortMe budgets follow weekly, fortnightly or monthly pay cycles. You can cap a group or a single category, with a review at the end of each cycle.
Fireball Single, Category and Flex, with Safe to Spend Budget weekly, fortnightly or monthly from your payday, and use zero based planning with Category budgets.
Bank connections
SortMe Akahu open banking SortMe also connects through Akahu with read only access, and other accounts can be added by CSV import.
Fireball Akahu open banking Connect supported NZ banks, KiwiSaver providers and investment platforms through Akahu, with up to 12 months of bank history on first connect. Connections are read only.
Apps and devices
SortMe iPhone, Android and web SortMe offers iOS and Android apps, and a web sign in at app.sortme.com.
Fireball iPhone, Android and web Use Fireball on your phone or computer, with nine home screen widgets and notifications on mobile.
Shared finances
SortMe Household sharing SortMe includes household sharing on both plans, with a separate login for each partner and a shared view.
Fireball Viewer or Editor access Invite up to four trusted people through their own verified logins to view or update shared finances.
Mortgage and protection
SortMe Rate alerts and a policy register SortMe alerts you before a fixed rate expires, and its Protection area keeps a policy register with gap alerts and adviser handoff.
Fireball Home loans inside your plan Track a home or investment property with its linked mortgage, repayments and interest. Paid adds home loan rate comparisons.
Trusts and companies
SortMe SortMe Pro Pro adds separate books for trusts, companies and partnerships, deductible tagging and an end of year pack for your accountant.
Fireball Personal and household money Fireball does not keep separate books for a trust or company.

SortMe	Fireball
Financial independence planning
Goals and forecasts SortMe offers goals tied to real accounts and a Cashflow Forecast with a Health Score. A FIRE number or date is not stated.	A dedicated NZ FIRE engine Track standard, Lean, Fat, Coast and Barista FIRE with KiwiSaver access and NZ Super assumptions. On Paid, stress test standard FIRE against 5,000 possible market outcomes, shown as planning estimates.
Price and access
Boost or Pro Boost is $29 a month or $99 a year. Pro is $49 a month or $299 a year. Both start with a $1 trial for 7 days, and no free plan is listed.	$0 Free plan, or Paid from $10.99 a month Free covers manual tracking, budgeting and basic FIRE planning. Paid adds unlimited bank sync, Markets and shared access for $10.99 NZD monthly or $99 NZD yearly. Your first web payment has a 30 day money back guarantee.
Debt
Mortgage tracking SortMe tracks mortgage balances and alerts you before a fixed rate expires. A debt payoff planner is not stated.	Compare three paths to debt free Compare your current plan with paying the highest rate or smallest balance first, and see an estimated payoff date.
Safe to Spend
A budget surplus SortMe shows your surplus for the cycle and what is left in each budget. A Safe to Spend figure is not stated.	Know what is safe to spend today Safe to Spend accounts for planned commitments, goal reserves and debt payments you set aside in Budget.
Interactive Brokers
Sharesies, Kernel and Hatch SortMe names these investment connections. An Interactive Brokers connection is not stated.	A read only IBKR link on Paid Holdings, cash, margin loans, deposits and dividends sit next to your banks, KiwiSaver and property.
KiwiSaver and net worth
A Growth tab SortMe combines net worth, mortgage, KiwiSaver and investments, including Sharesies, Kernel and Hatch. KiwiSaver sync covers balances only.	Every account in one net worth Connected banks, KiwiSaver and investments update automatically, and the property and debts you add join one net worth chart.
Budgeting
Pay cycle budgets with category groups SortMe budgets follow weekly, fortnightly or monthly pay cycles. You can cap a group or a single category, with a review at the end of each cycle.	Single, Category and Flex, with Safe to Spend Budget weekly, fortnightly or monthly from your payday, and use zero based planning with Category budgets.
Bank connections
Akahu open banking SortMe also connects through Akahu with read only access, and other accounts can be added by CSV import.	Akahu open banking Connect supported NZ banks, KiwiSaver providers and investment platforms through Akahu, with up to 12 months of bank history on first connect. Connections are read only.
Apps and devices
iPhone, Android and web SortMe offers iOS and Android apps, and a web sign in at app.sortme.com.	iPhone, Android and web Use Fireball on your phone or computer, with nine home screen widgets and notifications on mobile.
Shared finances
Household sharing SortMe includes household sharing on both plans, with a separate login for each partner and a shared view.	Viewer or Editor access Invite up to four trusted people through their own verified logins to view or update shared finances.
Mortgage and protection
Rate alerts and a policy register SortMe alerts you before a fixed rate expires, and its Protection area keeps a policy register with gap alerts and adviser handoff.	Home loans inside your plan Track a home or investment property with its linked mortgage, repayments and interest. Paid adds home loan rate comparisons.
Trusts and companies
SortMe Pro Pro adds separate books for trusts, companies and partnerships, deductible tagging and an end of year pack for your accountant.	Personal and household money Fireball does not keep separate books for a trust or company.

SortMe

Fireball

Financial independence planning

Goals and forecasts

SortMe offers goals tied to real accounts and a Cashflow Forecast with a Health Score. A FIRE number or date is not stated.

A dedicated NZ FIRE engine

Track standard, Lean, Fat, Coast and Barista FIRE with KiwiSaver access and NZ Super assumptions. On Paid, stress test standard FIRE against 5,000 possible market outcomes, shown as planning estimates.

Price and access

Boost or Pro

Boost is $29 a month or $99 a year. Pro is $49 a month or $299 a year. Both start with a $1 trial for 7 days, and no free plan is listed.

$0 Free plan, or Paid from $10.99 a month

Free covers manual tracking, budgeting and basic FIRE planning. Paid adds unlimited bank sync, Markets and shared access for $10.99 NZD monthly or $99 NZD yearly. Your first web payment has a 30 day money back guarantee.

Debt

Mortgage tracking

SortMe tracks mortgage balances and alerts you before a fixed rate expires. A debt payoff planner is not stated.

Compare three paths to debt free

Compare your current plan with paying the highest rate or smallest balance first, and see an estimated payoff date.

Safe to Spend

A budget surplus

SortMe shows your surplus for the cycle and what is left in each budget. A Safe to Spend figure is not stated.

Know what is safe to spend today

Safe to Spend accounts for planned commitments, goal reserves and debt payments you set aside in Budget.

Interactive Brokers

Sharesies, Kernel and Hatch

SortMe names these investment connections. An Interactive Brokers connection is not stated.

A read only IBKR link on Paid

Holdings, cash, margin loans, deposits and dividends sit next to your banks, KiwiSaver and property.

KiwiSaver and net worth

A Growth tab

SortMe combines net worth, mortgage, KiwiSaver and investments, including Sharesies, Kernel and Hatch. KiwiSaver sync covers balances only.

Every account in one net worth

Connected banks, KiwiSaver and investments update automatically, and the property and debts you add join one net worth chart.

Budgeting

Pay cycle budgets with category groups

SortMe budgets follow weekly, fortnightly or monthly pay cycles. You can cap a group or a single category, with a review at the end of each cycle.

Single, Category and Flex, with Safe to Spend

Budget weekly, fortnightly or monthly from your payday, and use zero based planning with Category budgets.

Bank connections

Akahu open banking

SortMe also connects through Akahu with read only access, and other accounts can be added by CSV import.

Akahu open banking

Connect supported NZ banks, KiwiSaver providers and investment platforms through Akahu, with up to 12 months of bank history on first connect. Connections are read only.

Apps and devices

iPhone, Android and web

SortMe offers iOS and Android apps, and a web sign in at app.sortme.com.

iPhone, Android and web

Use Fireball on your phone or computer, with nine home screen widgets and notifications on mobile.

Shared finances

Household sharing

SortMe includes household sharing on both plans, with a separate login for each partner and a shared view.

Viewer or Editor access

Invite up to four trusted people through their own verified logins to view or update shared finances.

Mortgage and protection

Rate alerts and a policy register

SortMe alerts you before a fixed rate expires, and its Protection area keeps a policy register with gap alerts and adviser handoff.

Home loans inside your plan

Track a home or investment property with its linked mortgage, repayments and interest. Paid adds home loan rate comparisons.

Trusts and companies

SortMe Pro

Pro adds separate books for trusts, companies and partnerships, deductible tagging and an end of year pack for your accountant.

Personal and household money

Fireball does not keep separate books for a trust or company.

Independent comparison based on public product information reviewed 1 November 2026. Features can change. Fireball is not affiliated with SortMe.

Sources: SortMe · SortMe pricing

What users say and where Fireball goes further

What users appreciate

Trustpilot reviewers praise simple setup, seeing every account in one place and helpful one on one support.

What users weigh up

The few negative reviews mention cancelling and billing, and a glitch with transaction descriptions. The sample is small, at 38 reviews when checked.

The Fireball difference

A Free plan with no subscription
A dedicated FIRE number and date
KiwiSaver and NZ Super inside your plan
Debt strategies with payoff dates
Interactive Brokers on the Paid plan

Feedback is anecdotal and may not represent every customer. Sources: SortMe on Trustpilot

Common questions

Know your numbers, then know your date.

Your budget, KiwiSaver, debt and investments should work together toward a FIRE number and date. SortMe remains the better fit if you need a policy register or books for a trust or company.