Separate logins
Invite your partner as a Viewer or Editor through their own verified login. There is no shared password to pass around.
Fireball is a New Zealand budgeting app that lets couples share budgets, bills and net worth, with a separate login for each person and joint accounts counted by your share.
Try Fireball freeFree to start. Built in Aotearoa for Kiwis.

Invite your partner as a Viewer or Editor through their own verified login. There is no shared password to pass around.
Mark an account as joint and set your share. Budgets and net worth count your part, while the account still shows the full bank amounts.
Look at the same budgets, bills, savings goals and net worth, then see how today's choices move your FIRE date.
Needs the Paid plan, invites up to four trusted people and keeps bank connections, billing and security.
Uses their own login to update ordinary records, with no subscription of their own.
Uses their own login to read the shared finances, with no subscription of their own.