Net Worth Calculator Australia
Add your cash, super, investments, home and debts to estimate your net worth in Australian dollars.
All amounts are in Australian dollars (AUD).
Adjust your plan
Move the sliders or enter exact amounts.
What you own
Use today's balances and values.
What you owe
Use the amounts still to repay.
Your estimate
Updates instantly as your numbers change.
Your net worth
$387,000
Everything you own minus everything you owe.
Net worth without your home
$87,000
Leaves out your home and mortgage, which are hard to spend before you sell.
Assets and debts
$965,000 / $578,000
Total owned, then total owed.
How this calculator works
Net worth is everything you own minus everything you owe. This calculator also shows your net worth without your home and mortgage, because home equity is hard to spend before you sell or downsize.
Important assumptions
- Values are what you enter today and are not checked against any account.
- Your home value is your own estimate, before selling costs.
- Amounts are in Australian dollars. Super is included in net worth but may not be accessible for current spending.
These results are general illustrations only and are not financial advice. Actual outcomes can differ.
Turn the estimate into a living plan
Fireball is preparing Australian budgeting, net worth and retirement planning. Join the waitlist for launch news.
Common questions
Terms explained
- FIRE number
A FIRE number is the invested amount you need for your investments to cover your yearly spending, often 25 times annual spending.
- Compound interest
Compound interest is earning returns on your past returns as well as on the money you put in.
- Real return
A real return is an investment return after inflation, which shows how much your buying power actually grew.
- Net worth
Net worth is everything you own minus everything you owe.