Share your finances with a partner or someone you trust
Learn how to share your Fireball finances, choose Viewer or Editor access, manage invitations and understand how joint accounts work.
Financial access lets you invite up to four people to see your finances in Fireball. Each person uses their own Fireball login, and you choose whether they can only view or can also make changes.
Sharing works in one direction. If you invite your partner, they see your finances. They need to send you their own invitation before you can see theirs.
Before you start
- You need an active Paid plan, including a trial. The people you invite do not need to pay.
- Your email address needs to be verified.
- Each person you invite needs their own Fireball login, using the same email address you send the invitation to.
- Someone can be invited into only one other person's finances at a time.
Sharing does not pay for anyone else's Fireball. If you want to cover the cost of Fireball for other people, use the Family plan instead. You can use both.
Invite someone
- Open the side menu and tap your name to open Profile.
- Under Access, choose Financial access.
- On the I'm sharing with tab, choose Invite collaborator.
- Enter their Email address.
- Check the Access level. It starts on Editor, so change it to Viewer if you only want them to look.
- Choose Send invitation.
The person receives an email with a Review invitation button. The link works once and expires after 14 days.
Pending invitations appear under Pending invitations. Open the actions next to an invitation to Change access, Resend invitation or Cancel invitation. Resending or changing access sends a new link and the old one stops working. Pending invitations count toward your four spots.
Viewer or Editor?
Both roles see exactly the same information. The difference is whether they can change it.
| Viewer | Editor | |
|---|---|---|
| See accounts, transactions, budgets, goals, net worth and your FIRE plan | Yes | Yes |
| See attachments and Recent changes | Yes | Yes |
| Add, edit or delete transactions, categories, budgets and goals | No | Yes |
| Upload attachments and use Undo | No | Yes |
When an Editor makes changes, they appear in Recent changes, and you get an Inbox notification that groups changes made close together.
What stays with you
Some things are never shared, whichever role you choose:
- Bank connections, refreshing your banks and importing history
- Billing and your subscription
- Your sign-in, security and notification settings
- Exporting your data
- Ask Fireball, which is unavailable while someone is viewing your finances
- Managing who has access
There is no way to keep an individual account private. The people you invite can see all the financial information in your Fireball.
Accept an invitation
If someone invites you:
- Open the email and choose Review invitation.
- Sign in with the email address the invitation was sent to. If you do not have Fireball yet, create a free login. You will not be asked to buy a subscription.
- Read the access you will receive, tick the checkboxes and choose Accept invitation.
You can also find invitations sent to your email in Fireball. Open Profile, then Financial access, then the Shared with me tab.
Once you have accepted, tap the avatar next to the navigation menu to switch between your own finances and the finances shared with you.
Fireball then asks whether you want to share your finances back. Sharing your own finances needs your own Paid plan. You can choose Not now and do it later.
Remove someone or leave
To remove someone you share with: open Financial access, open the actions next to their name and choose Remove collaborator. They lose access straight away.
To change someone's role: choose Change access next to their name.
To leave finances shared with you: open the Shared with me tab and choose Leave shared finances. You lose access straight away.
When access ends, nothing in the owner's finances is deleted, including changes an Editor made. The shared data is removed from the other person's device, and their own finances are not affected.
If your Paid plan ends
Access pauses rather than ending. The people you share with see a message that shared access is paused. When your plan is active again, their access comes back without a new invitation.
Joint accounts
If you and a partner share a bank account, you can count only your share of it. This works whether or not you use Financial access.
- Open Accounts, then open the joint account.
- Choose Joint account.
- Turn on Shared with someone else.
- Set Your share, for example 50%.
- Choose Save.
Your share is used for spending, income, budgets, Safe to Spend, insights and your FIRE plan. Past transactions in that account are counted at your share too.
Net worth works differently. It counts your share from the day you set it. Earlier net worth history keeps the full balance, and the chart marks the date the change happened.
The account still shows its full balance with a tag such as Joint · your 50%. Bill reminders, low balance alerts, projected balances and the debt planner use the full amounts, because that is what the bank will actually see.
Link a joint account with your partner
If you and your partner both share with each other in Fireball, you can link your copies of the same account. Your partner's copy then uses the remaining share. For example, if you set 60%, theirs is 40%. Money moving between your accounts and your partner's linked accounts counts as a transfer, not income or spending.
Your partner's copy updates only if they gave you Editor access. Manual accounts can be marked as joint but cannot be linked.
Common questions
Does the person I invite need to pay?
No. They use your Paid plan to see your finances. They need their own Paid plan only if they want to share their finances back.
Can my partner see my finances if I can see theirs?
Not automatically. Each direction needs its own invitation.
Can I hide one account?
No. Sharing includes all of your finances. If you need to keep something private, think about that before sending an invitation.
Can the person I invite connect banks or use Ask Fireball on my account?
No. Bank connections and Ask Fireball stay with you.
Why does the invitation say it cannot be opened?
The invitation has to be accepted with the email address it was sent to. Choose Switch account and sign in with that address, or ask the owner to send a new invitation to the email you use.
Is sharing the same as the Family plan?
No. The Family plan is about who pays for Fireball and shares nothing. Financial access is about who can see your finances and does not pay for anyone.
Still need a hand?
Browse the Help Centre or contact support and we will help you find the next step.